delay gratification

delay gratification

delay gratification

delay gratification

delay gratification

delay gratification

delay gratification

delay gratification

delay gratification

delay gratification

delay gratification

delay gratification

asb

baru-baru ini aku check annual report ASB 2008 kt website ASNB. saje jer. seronok jugak deduction yg aku reka-reka dari data yg diorang bagi nih. Begitu jugak bila aku tengak annual report dari KWSP dulu. Average duit orang yg pencen untuk tahun ini adalah lebih kurang RM120,000 aje. Berapa lama ler duit banyak itu boleh tahan? bebalik pada cerita ASB tadi ini macam nie cerita dia...

Pemegang unit

5,000 dan ke bawah - 5,104,378 orang (77.7%)

5,001 - 10,000 - 412,946 orang (6.3%)

10,001 - 50,000 - 749,749 orang (11.4%)

50,001 - 500,000 - 296,862 orang (4.5%)

500,001 ke atas - 5,969 orang (0.1%)

Kebarangkalian untuk saya meneka tepat simpanan ASB kamu adalah RM5,000 atau kurang adalah 2/3 hehehe...

Biasanya diorang terketar-ketar bila ada simpanan melebihi RM10,000. Mula reka mcm2.

Hissh...mcm kata kt dia sendiri jer!

as1m

Banyak betoi manusia duit. Jeles gak aku...

KUALA LUMPUR: Amanah Saham 1Malaysia (AS 1Malaysia) went on sale nationwide yesterday.

At the Permodalan Nasional Bhd headquarters in Jalan Tun Razak here, people started to queue up as early as 5.30am to buy the units.

Counter staff described public response as much less compared with last month when a bigger crowd turned out to buy Amanah Saham Malaysia (ASM) units.

The crowd lining up to buy AS IM units at the Kuala Lumpur Post Office.

Things were different in George Town where the crowd waiting to buy the AS 1Malaysia units at ASN branch offices and agents kept growing bigger as the day progressed.

By noon, the queues at several banks and post offices had spilled onto the roadside.

A hawker who queued up at 8.30am outside Maybank in Union Street, said he only managed to buy the units in the afternoon.

“I was only able to buy the shares after lunchtime,” who bought 2,500 units.

One EM Technology consultant said he invested RM100,000.

“This investment is good for Malaysians as it cuts across racial boundaries and is non-partisan. Investors need not worry about risks as it is backed by a stable government,” he added.

The RM10bil AS 1Malaysia, an equity income fund, is open to Malaysians aged 18 and above.

The minimum initial investment is 100 units and the minimum additional investment is one unit.

The price of one unit is RM1.

This is the first time the allocation of shares is open to all Malaysians on a quota basis whereby 50% of the shares are allocated for bumiputras, 30% for Chinese, 15% Indians and the remaining 5% to other groups.

The subscription for the units is fixed for 30 days until Sept 3. After that, the unsold units will be open to all races.

Aku congak aje. (Assuming). Jgn terlatah pulak.

RM10,000,000,000 (RM10billion) x 30% = RM3,000,000,000 (RM3billion). Dgr cerita max seorang boleh RM50,000 shj. (mcm mana sorang kt atas tu dpt beli RM100,000 aku tak tau...). Anyway, kalu max unit RM50k, katakan sold out kt tiap2 individu mcm Amanah Saham lain sebelum ini. RM3b devide by RM50k. Maknanya ada 60,000 individu yg ada cash RM50,000 kt Malaysia ini. Kalu kira-kira aku tak salah lah ya. Mari kita lihat adakah ianya pon cepat habis...

Keciknya aku rasa diri aku ini...

Kawan kamu yang bodoh dulu sekrg lebih kaya

Agak-agak berapa kali kamu tersempak dgn kawan-kawan sekolah kamu dulu? Kemudian kamu akan sembang sikit-sikit lebih kurang. Kemudian bila nak blah kamu terjeling kereta yang dia pakai. Wow! Lebih hebat dari kamu! Dan kamu pun naik kereta dan terasa mcm nak hantuk jer dahi kamu...

Memanglah kereta bukan menjadi ukuran bagi kejayaan seseorang itu. Tetapi itu secara rambang dapat juga memberi gambaran yang dia seorang berjaya. (walaupun ada jutawan kt malaysia nie kata dia pakai MyVi jer). Ya lah takkan kamu nak follow tengok rumah dia macam mana pulak kan...

Tambah lebih bengang bila kamu terkenang yang kamu dulu rasa-rasanya lebih bijak dan geliga dari dia!

Is there a correlation between academic success and financial well-being?

Book worms are nerds

Academic success may guarantee you a higher-basic-pay-job. But thereafter, your certificates are practically useless. To advance in a career or business, we require a different set of skills. Beside hard works, you’ll need communication skill, selling skill, leadership skill….you name it. Technical skill can only bring you so far.

Graduates has ego

A degree holder has an inflated feeling of pride in his/her superiority. That’s an inevitable ego boost. When you have high ego, it stops you from doing the necessary things that may secure financial success.

Were you at the top, or at the bottom?

If you used to be among the best in school, look at where you are now? Is there someone who did worse academically is richer than you now?

Don't rest on your last laureat..!!